Service Contracts

AmeriCar Automotive only provides vehicle service contracts that offer the security of A+ rated insurance companies. AmeriCar will not and has not partnered with any insurance company that does not have a solid financial foundation and world class claims administration. We understand that what happens after the sale of any product has a direct impact on our relationship with our dealer clients. For that reason we carefully vet any and all products and we will immediately resolve any product/contract complaints. Our service contract programs offer reinsurance programs and dealer owned structures along with some of the best retrospective commissions in the industry.

AmeriCar is uniquely positioned to provide an extensive variety of Service Contract products such as:


Gap provides your customer security against the difference in payment from the insurance company and the lender. We provide GAP products for: New Car Dealers, Used Car Dealers, Buy Here Pay Here Dealers.

Tire and Wheel

Rocks, nails and potholes – your customer will encounter these hazards daily. The cost to replace/repair tires and/or wheels can be very expensive. Give your customer the chance to offset this costly out of pocket expense.

High Mileage Service Contracts

Our High Mileage Service Contract allows you to sell more used cars by offering a 5yr/100,000 mile service contract to customers buying cars with up to 150,000 miles. If the car has 100,000 miles on it at time of sale, the service contract expires in 5yrs and with 200,000 miles. This product is insured by an A+ rated insurance company.

Door Ding / Key Fob Replacement

Paint less Dent Repair helps your customer retain vehicle value by removing miner dents without using sanding, paint and body fillers. Key replacement allows your customer obtain new keys if lost, stolen or destroyed.


The next generation in Theft Recovery. SkyLink uses GPS/Cellular technology to recover your customer’s car. SkyLink recovery specialist are available 24/7 to work with law enforcement to recover stolen vehicles. This is real-time tracking when you need it. GPS Tracking allows law enforcement to identify exact location of your customer’s car. Recovery time nationwide is less than 30 minutes. There are no subscription fees and the unit can be installed in 15 minutes. The SkyLink coverage area is significantly larger than any of its competitors.

Service Dept - Service Writer Plus™ Program

AmeriCar recognizes that there are many missed opportunities in lost sales of service contracts in the service lane. This problem not only impacts profitability, but also has a profound impact on customer retention and customer satisfaction. The problem with selling service contracts in the service lane is that up until now the sales process took too long and there are far too many steps a service writer has to complete to finish the sale. AmeriCar has developed a program called “Service Writer Plus™” (aka: SWP). Service Writer Plus™ (SWP) allows your service writer to sell your customer a service contract in less than 10 minutes.

Here's the process:

  • One policy fits all – 5yr/100,000 mile service contract
  • Max 20yrs Old
  • Up to 150,000 miles on odometer at point of sale
  • One price for all vehicles
  • Customer pays cash or finance for 18mos @ 0%
  • All forms /policy application automated
  • Dealers paid commission per policy
  • Service writers paid commission per policy
  • Covers: Engine, Transmission, Transfer case, Air Conditioning, Electrical, Seals and Gaskets and more….

Our Clean Car

With Our Clean Car Certification you can show your customer that the car is not only mechanically safe and accident free. It also eliminates 99.9% of all Germs and Microbes from the interior and ventilation system of any car including mold and mildew when the product is applied. Our Clean Car is powered by MicroRepel. MicroRepel is a patented process that is water based and EPA registered. It is estimated that the average used car will contain as many as 17 million germs, bacteria and microbes due to normal use. All dealers inspect used cars before they retail them. They also run vehicle history reports and some dealers run the car through a certified vehicle program process. With Our Clean Car Certification you canshow your customer that the car is not only mechanically safe and free of accidents but alsothe interior and ventilation are 99.9% clean. No customer wants to buy a car and inherit the germs, microbes, mildew and mold of the previous owner. Advertise that your inventory is Our Clean Car Certified by placing the OCC logo sticker on each unit’s window.

If it’s not OCC Certified then it is not a clean car.

Pre-Screen Credit Solutions

The Automotive industry’s first live Pre-Screen Solution.

You can get your customers FICO score without an inquiry showing up in the customer’s credit report. Your sales manager and sale personnel will know how to structure the deal. This tool is almost unfair. It will change the way you sell/finance cars.

Customer Payment Plans

Customer Payment Plans is a new approach to allowing customers to pay for Service Contracts outside of the installment contract. Service Departments, customer walk-ins and Service Contract follow-up programs all benefit. Here is a comparison of the old and new methods:

Old Method New Method
Service Contracts Only Any F&I product except Gap
Dealer gets paid after customer makes 2nd-3rd paymt. Dealer gets paid in 7 days
No refund of set up fees 100% refund for cancellation in 60days
No assistance to collect non-paymt. We actively call customers and send payment reminders

If you want to sell more F&I products (not just Service Contracts) to your customers without the headaches of not getting paid and cancellations then consider the Customer Payment Plan.

Advanced Website Technology

Research shows that 99% of all customers who go on line to research a specific vehicle get funneled to websites that require them to give up personal information to get details on that vehicle. This personal information is then sold to multiple dealers. Most dealers subscribe to two or more of these lead generation providers. The customer then gets bombarded with multiple emails and phone calls from dealers that may or may not have the specific car the customer wants. Most customers are aware of this process and refuse to provide their information. What DEALERS want is the customer’s internet inquiry to go directly to the dealer’s site and specific inventory. What the CUSTOMER wants is all the detail information on that specific unit. Advance Website Technology can lower your cost of leads. Call us for a Demo.

Bi-Weekly Payments

Offering Bi-Weekly payment plans allow your customer to pay his/her installment agreement off earlier and reduce the amount of finance charges. The dealer can reduce the customer sales cycle by getting the customer to take advantage of Bi- Weekly payment plans. When the customer takes advantage of a Bi-Weekly payment plan the F&I department has an opportunity to up-sell additional products. Let us show you how to increase F&I income using Bi-Weekly Payment Plans.